Q: Are Habitat homes given away?
A: No. Our homes are built in partnership with lower-income people. Homebuyers pay for closing costs and make affordable monthly mortgage payments. Homebuyers are required to invest 200-400 hours of their own labor into building their Habitat house and the houses of others, as well as attend a series of Home Buyer Education classes.
Q: What kinds of homes do you build?
A: Jefferson County Habitat currently builds and rehabilitates single-family homes.
Q: How do I apply to the Habitat homeownership program?
A: Candidates for a Habitat home must meet and follow strict qualification guidelines.
Q: What are the requirements for the Habitat homeownership program?
A: Applicants must show they are willing to partner with Jefferson County Habitat for Humanity, must demonstrate a need for housing, and must have the ability to make a monthly mortgage payment by meeting our income and credit requirements. In addition, an applicant needs to currently live in Jefferson County and have lived here for at least 1 year.
Q: How long does the application process take?
A: It typically takes 12-24 months from the time of filling out an application to when a homebuyer moves into their Habitat home